Financial Calculators

Socking away money for retirement is a great idea, but how much do you really need to save? How long do you need to work to set yourself up comfortably in your golden years? Enter your information below, the charts and numbers will change as you go along, so try a few different numbers and see how different scenarios might play out for you.

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We can not and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes.

Mortgage Calculators

• Mortgage Payoff - Save thousands of dollars in interest by increasing your monthly mortgage payment.

Investment Calculators

• Annual Stock Option Grants - Use this calculator to project how much a series of annual stock option grants could be worth to you.
• Asset Allocator – Your age, ability to tolerate risk and several other factors are used to calculate a desirable mix of stocks, bonds and cash.
• Future Contracts Calculator – Use this calculator to determine the number of futures contracts you may wish to purchase based on your account equity and trading plan.
• Investment Loan – This calculator helps illustrate the effect of using a loan to purchase an investment or appreciable asset. Using debt as leverage to purchase investments can magnify your return. The downside is that you also increase your risk.
• Investment Returns – There is more to investing than knowing your annual rate of return. Use this calculator to help you see how inflation, taxes and your time horizon can impact your bottom line.
• Stock Option Calculator – Use this calculator to determine the value of your stock options for the next one to twenty five years.

Retirement Savings and Planning

• 401(k) Savings Calculator- A 401(k) can be one of your best tools for creating a secure retirement. Use this calculator to see why this is a retirement savings plan you cannot afford to pass up.
• 401(k) Spend It or Save It Calculator – Your age, ability to tolerate risk and several other factors are used to calculate a desirable mix of stocks, bonds and cash.
• 403(b) Savings Calculator – Use this calculator to determine the number of futures contracts you may wish to purchase based on your account equity and trading plan.
• 72(t) Calculator – This calculator helps illustrate the effect of using a loan to purchase an investment or appreciable asset. Using debt as leverage to purchase investments can magnify your return. The downside is that you also increase your risk.
• Beneficiary Required Minimum Distributions – There is more to investing than knowing your annual rate of return. Use this calculator to help you see how inflation, taxes and your time horizon can impact your bottom line.
• How Important is Social Security? – Use this calculator to determine how losing this important retirement asset could affect you.
• Pension Plan Retirement Options – Use this calculator to help decide between joint survivorship and single survivorship pension options.
• Required Minimum Distribution (RMD) – Use this calculator to determine your Required Minimum Distributions (RMD) as an account owner of a retirement account. This financial calculator will also look at potential future year’s distribution requirements.
• Retirement Income – Use this calculator to determine how much monthly income your retirement savings may provide you in your retirement.
• Retirement Pension Planner – Plan your retirement with a company pension, find out if you are on track – and learn how to stay there.
• Retirement Planner – Use this calculator to determine the value of your stock options for the next one to twenty five years.
• Retirement Shortfall – Running out of your retirement savings too soon is one of the biggest risks to a comfortable retirement. Use this calculator to find a potential shortfall in your current retirement savings plan.
• Roth IRA Calculator – Use this calculator to determine the value of your stock options for the next one to twenty five years.
• Roth IRA Conversion – This calculator will show the advantage, if any, of converting your IRA to a Roth.
• Roth vs. Traditional IRA – Use this calculator to determine which IRA may be right for you.
• Social Security Benefits – Use this calculator to estimate your Social Security benefits.
• Traditional IRA Calculator – How can contributing to a regular IRA help you in your retirement?

Tax Calculators

• Estate Tax Planning – Use this calculator to project how much a series of annual stock option grants could be worth to you.
• Marginal Tax Rate Calculator – Your age, ability to tolerate risk and several other factors are used to calculate a desirable mix of stocks, bonds and cash.

Savings Calculators

• Benefit of Spending Less – A 401(k) can be one of your best tools for creating a secure retirement. Use this calculator to see why this is a retirement savings plan you cannot afford to pass up.
• Certificate of Deposit Calculator – Your age, ability to tolerate risk and several other factors are used to calculate a desirable mix of stocks, bonds and cash.
• College Savings – Use this calculator to determine the number of futures contracts you may wish to purchase based on your account equity and trading plan.
• Compound Interest and Your Return – This calculator helps illustrate the effect of using a loan to purchase an investment or appreciable asset. Using debt as leverage to purchase investments can magnify your return. The downside is that you also increase your risk.
• Cool Million – There is more to investing than knowing your annual rate of return. Use this calculator to help you see how inflation, taxes and your time horizon can impact your bottom line.
• Don’t Delay Your Savings! – Use this calculator to determine the value of your stock options for the next one to twenty five years.
• Emergency Savings Calculator – Use this calculator to determine the value of your stock options for the next one to twenty five years.
• Lunch Savings – Use this calculator to see how a simple change such as bringing a bagged lunch to work can really add up.
• Savings Calculator – Find out how consistent investments over a number of years can be an effective strategy to accumulate wealth.
• Savings Distribution Calculator – Use this calculator to determine savings balance after a series monthly, quarterly or annual withdrawals.
• Savings Goals – What will it take to reach your savings goal? This financial calculator helps you find out.
• Savings, Taxes, and Inflation – Use this calculator to determine how much your savings will be worth with these two important variables in mind.

Personal Finance

• Checkbook Balancer – Balance your checkbook with this quick and easy calculator.
• Credit Assessment – How is your credit? Use this calculator for a quick assessment!
• Home Budget Analysis – Analyze your budget, see where your money goes and find out where you can improve!
• Life Expectancy – This calculator can give you an idea of your life expectancy based on your current age, smoking habits, gender and several other important lifestyle choices.
• Net Worth – This calculator helps you determine your net worth. It also estimates how your net worth could grow (or shrink!) over the next ten years.

Insurance Calculators

• Disability Insurance – Use this calculator to determine your disability insurance needs.
• Life Insurance Calculator – How much life insurance do you really need? Find out here!
• Long Term Care Calculator – Long term care is needed by those who can’t perform the basic tasks required to take care of themselves. This calculator can help you determine if you are financially prepared for this impending expense.
• Variable Annuity Calculator – How can a variable annuity help you save for retirement? Use this calculator to find out.